ANALISA KONTRIBUSI PEMBIAYAAN MUSYARAKAH, MURABAHAH DAN IJARAH TERHADAP PROFITABILITAS (ROE) PADA BANK BNI SYARIAH

Abstract

The objective of the research is to analyze empirical data about
the influence of musyarakah, murabahah and ijarah on profitability (ROE)
The study uses causal relation quantitative research. Sample of the research
was taken from Bank BNI Syariah’s financial statements per month in 2012-
2014. Data collection techniques used are literature study and documentation.
Secondary data retrieved from the data of Bank BNI Syariah’s financial
statements which can be accessed through the official website of Bank
Indonesia, www.bi.go.id. The statistical method in this research is multipleregression
test.
The statistical results shows that Musyarakah, murabahah and ijarah
significant effect on profitability (ROE) simultaneously.
Keywords: musyarakah, murabahah, ijarah, profitability (ROE)