Rosadian, Alfira. “ANALISIS TECHNOLOGY ACCEPTANCE MODEL (TAM) DIBALIK EKSISTENSI PENGGUNAAN ALAT PEMBAYARAN NON TUNAI QRIS”. Arthavidya Jurnal Ilmiah Ekonomi 27, no. 2 (October 11, 2025): 201-223. Accessed February 23, 2026. https://arthavidya.wisnuwardhana.ac.id/index.php/arthavidya/article/view/657.